mortgages

Why Lowering Interest Rates Alone Won’t Solve the First-Time Homebuyer Dilemma

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Why Lowering Interest Rates Alone Won’t Solve the First-Time Homebuyer Dilemma Yesterday the Bank of Canada announced another interest rate reduction, this time being a more significant 50 basis points. However, while lower interest rates might help ease monthly mortgage payments, they’re not a silver bullet for making homeownership attainable. For first-time buyers in Ottawa’s […]

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Your Credit Score: Protecting Your Path to Homeownership

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Regularly checking your credit score is crucial for securing a mortgage. Errors on your credit report, such as incorrect balances or late payments, can lower your score, reduce your borrowing power, and even lead to loan denial. By monitoring your credit regularly and addressing any discrepancies, you can protect your financial health and ensure a smooth path to homeownership.

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